Address
1120 Tobie St, LAKE WALES, FL
Price
$ 282,000
Property Attributes
- MLS#P4939171
- TypeSingle Family
- Listing Status Pending
- CountyPolk
- CityLAKE WALES
- AreaLake Wales South
- NeighborhoodWHISPERING RIDGE HOMEOWNERS ASSOCIATION
- Zip33853
- StyleContemporary
- Year Built2019
- Taxes$ 3161
- Price$ 282,000
- Bedrooms4
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1992
- Lot Size0.19 Acres
Data Source:
Stellar MLS
Property Description
Under contract-accepting backup offers. Move-In Ready Home in Whispering Ridge with ***ASSUMABLE 2.25% FINANCING TO QUALIFIED BUYERS WHO PLAN TO LIVE IN THE HOME AS THEIR PRIMARY RESIDENCE*** and SELLER WILL GIVE $5,000 TOWARS BUYERS CLOSING COSTS. Seller's current PITI (principal, interest, taxes & insurance) monthly payment is $1312. Seller may consider assisting with closing costs. Welcome to this beautifully maintained 4-bedroom, 2-bath home in the desirable Whispering Ridge subdivision. The open floor plan offers comfortable living and is complemented by new luxury vinyl flooring throughout the main living areas. The kitchen is designed for both everyday living and entertaining, featuring a center island with breakfast bar, granite countertops, stainless steel appliances, and abundant cabinet and workspace. An inside laundry room adds convenience and functionality. Step outside to enjoy the screened back porch with ceiling fan overlooking the privacy of the white vinyl fenced backyard—perfect for relaxing or entertaining family and friends. Best of all, this home offers assumable VA financing (you don't have to be a Veteran in order to assume this loan) at an attractive 2.25% interest rate, providing a rare opportunity for buyers to buy more home for less money. Conveniently located near Hwy 60 and US Hwy 27 in Lake Wales, you'll enjoy easy access to shopping, dining, and commuting. Be sure to explore the attached 3-D Interactive Tour for a complete virtual walkthrough of this ready-to-move-in home.
| Elementary School | Middle School |
|---|---|
| Spook Hill Elem Elementary School | McLaughlin Academy Of Excellence Middle School |
| Price History | |
|---|---|
| 7/4/2026 | Listed $300,000 |
| 8/6/2026 | 3$292,000 |
| 8/27/2026 | 3$282,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Heating | Central,Electric |
| Cooling | Central Air |
| Utilities | Cable Available,Electricity Connected,Sprinkler Recycled,Water Connected |
| Roof | Shingle |
| Appliances | Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator |
| Zoning | RES |
| HOA Fee | 50 |
| Garage Spaces | 2 |
| Association Fee Includes | Common Area Taxes,Escrow Reserves Fund |
| Patio/Porch Features | Front Porch,Rear Porch,Screened |
| Architectural Style | Contemporary |
| Construction Materials | Block,Concrete,Stucco |
| Pets Allowed | Yes |
| Year Built | 2019 |
| Levels | One |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Ownership | Fee Simple |
| Community Features | Community Mailbox,Deed Restrictions,Irrigation-Reclaimed Water,Playground,Sidewalks |
| Assoc Fee Paid Per | Monthly |
| County | Polk |
| New Construction | false |
| Property Type | Residential |
| Attached Garage | true |
| Subdivision Name | WHISPERING RIDGE HOMEOWNERS ASSOCIATION |
| Facing Direction | Southeast |
| Garage Y/N | true |
| Total Rooms | 10 |
| Full Baths | 2 |
| Status | Pending |
| Directions | From US Hwy 27 and SR 60 travel East on SR 60. Turn right at the traffic light at 11th Street. Turn right into the Whispering Ridge subdivision. Turn left onto the first road, Roberta Rd, and turn right onto Tobie Street. Home will be on your right hand side. |
| City | LAKE WALES |
| Association Name | Whispering Ridge HOA/Joyce Martel |
| Senior Community Y/N | false |
| MLS Area | 33853 - Lake Wales South |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 8276 |
| Carport Y/N | false |
| Listing Terms | Assumable,Cash,Conventional,FHA,VA Loan |
| Elementary School | Spook Hill Elem |
| Property Attached Y/N | false |
| Land Lease Y/N | false |
| Tax Annual Amount | 3161 |
| Middle/Junior High School | McLaughlin Academy Of Excellence |
| Property Condition | Completed |
| Additional Parcels Y/N | false |
| Lease Considered Y/N | false |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Standard Status | Active Under Contract |
| Occupancy Type | Vacant |
| Tax Lot | 112 |
| Legal Description | WHISPERING RIDGE PHASE 1 PB 147 PG 1-10 LOT 112 |
| Water Access Y/N | false |
| Monthly HOA Amount | 50 |
| Additional Rooms | Inside Utility |
| Water View Y/N | false |
| Flood Zone Code | X |
| In Law Suite YN | false |
| Flood Zone Code X | Yes |
Interior Features
| Interior Amenities | Ceiling Fan(s),High Ceilings,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Stone Counters,Thermostat,Walk-In Closet(s),Window Treatments |
|---|---|
| Flooring | Carpet,Luxury Vinyl |
| Furnished Y/N | Unfurnished |
| Common Walls | Corner Unit |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Window Features | Drapes,Window Treatments |
| Fireplace Y/N | false |
| Laundry Features | Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup |
| Total Bedrooms | 4 |
| LivingAreaSource | Public Records |
| Total Baths | 2 |
Exterior Features
| Exterior Amenities | Lighting,Private Yard,Sidewalk |
|---|---|
| Vegetation | Mature Landscaping,Oak Trees |
| Fencing | Vinyl |
| Parking Features | Driveway,Garage Door Opener,Ground Level |
| Lot Features | Cleared,Corner Lot,City Lot,Landscaped,Level,Sidewalk |
| Water Source | Public |
| Lot Size Area | 8276 |
| Foundation Details | Slab |
| Spa | false |
| Building Area Total | 2660 |
| Lot Dimensions | Irregular |
| Lot Size Acres | 0.19 |
| Road Surface Type | Paved,Asphalt |
| Private Pool | false |
| Waterfront Y/N | false |
| Covered Spaces | 2 |
| Road Frontage Type | Street Paved |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 33853
Price
Taxes
Year Built
Copyright © MFRMLS.com All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Last updated on September 13, 2026 4:37 PM UTC The listing information on this page last changed on Last updated on September 13, 2026 4:37 PM UTCd. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on September 13, 2026 4:37 PM UTC
